We have put in our notice, and 60 days from now, we will be out of our apartment.I've been scouring moving sites like The Nest and MyMove for months. Cumulatively, I've printed off four or five different checklists for preparing your move, packing your house, and dealing with paperwork before Closing.
In addition to our home loan, we are tacking on an additional FHA renovation loan. The house does need some work done; and since it is our first home purchase, we quality for some additional tax breaks to cover those projects.
This means more paperwork, appraisals, quotes and time spent to get everything covered. It also means that we need to clear some major space on our credit cards.
We've gotten some referrals for FHA-approved contractors, as well as movers. However, our big list so far is the list of things we should either hire out for, or do ourselves. It's like making a Christmas list and figuring out how to optimize total presents received. What should we save for, and what should we ask for?
After the contractor gives us a quote for these fun projects, the house will need to be appraised to make sure we aren't overpaying. Although, at this point, renegotiating is the last thing I want to do. All this must be done in order to push the loan through the application process. A timely manner is a bit hard to keep to when we're talking about closing 21 days from now.
An additional obstacle is moving inherited furniture from Virginia to Atlanta. When I first made the move 3 years ago, we got the smallest moving truck for under $400. The latest quote from U-Haul for the same trip? Almost $1,000. Absolutely no idea what caused that jump…
However, the furniture is mine (I'm not just stealing my parents hand-me-downs) and we will be needing it for our secondary bedrooms, and to not look totally house poor. Between covering that move, closing costs and down payments, and hiring hourly movers for our current apartment, that's not a lot of money to go around for the next two months.
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